If you’ve heard the terms RAD (Rental Assistance Demonstration) or PACT (Permanent Affordability Commitment Together) but aren’t sure what they mean, you’re not alone. These programs are designed to bring much-needed funding to public housing communities by allowing properties to access private financing while remaining permanently affordable.

For residents, the goal is to improve building conditions without changing who the housing is meant to serve. Renovations may include updated apartments, modern building systems, enhanced accessibility, improved security, and long-overdue repairs that public housing funding alone may not be able to cover.

A RAD/PACT conversion does not mean your building is being sold or that affordable housing protections disappear. Residents retain important rights and protections, including long-term affordability, lease protections, and opportunities to stay informed and involved throughout the process.

Understanding how RAD/PACT works can help you make informed decisions about your community’s future. Learn what these programs mean, what changes you can expect, and how they may impact your building and your rights as a resident.